essentials basic plus
*Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 25.059% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.
essentials basic plus
Get basic hospital cover for those sporting moments where you just went a little too hard (we believe you), with these added services to get you back in the game:
- Dental surgery
- Hernia and appendix
- Joint reconstructions
- Tonsils, adenoids and grommets
You also get limited medically necessary ambulance^ and accident override just in case^TAS/QLD State schemes cover ambulance services for residents of those States.
Add extras and get $100 off after your first 60 days. New joins only.
Offer ends 19 December 2019. Learn more
Price is for single cover in NSW paying weekly by direct debit. Price reduced by an Australian Government Rebate of 25.059% (based on an age of under 65 years old, single income of $90,000 or less per year). Hospital price includes an excess of $750, excludes any Youth Discount and excludes Lifetime Health Cover loading.
This product includes the minimum standard clinical categories required for a ‘basic’ rating, ‘plus’ hospital services for dental surgery, hernia and appendix, joint reconstructions and tonsils, adenoids and grommets.
On this product, we pay benefits towards the services below.
We’ll pay benefits towards all agreed hospital charges in a partner private hospital in a shared or private room. In a public hospital we’ll pay all accommodation charges for a shared room and benefits towards a private room. You may still incur out-of-pocket costs as a result of a medical gap for your doctors’ fees.
On this product, we pay restricted benefits towards the services below.
We’ll pay all accommodation charges for a shared room in a public hospital. We’ll only pay limited benefits towards your stay at a private hospital or in a private room in a public hospital. You will incur significant out of pocket expenses if you are treated at a private hospital or stay in a private room at a public hospital.
On this product, we don’t pay benefits towards the services below.
An excess is an upfront lump sum payment that you agree to pay towards the cost of your hospital stay or day surgery. You can reduce your health insurance premium by opting for a $750 hospital excess.
Straightforward private health insurance
We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you.
30 day cooling off period
Just let us know within 30 days of joining and as long as you haven’t made any claims we’ll refund your premiums. Simple.
Join in a matter of minutes
It takes less than 3 minutes to join ahm, but who’s counting? Have these goodies handy and you’re set to go:
- Your Medicare card
- Visa, Mastercard or bank account details
Safe and secure payment
Pay by Direct Debit, Mastercard or Visa
Mastercard or Visa cards incur a 0.21% surcharge
Just tell us the name of your current health insurer and we’ll take care of the rest. Don’t worry, we’ll let them down gently.