* Offer valid until 30/06/2010. ahm will waive the 2 and 6 month waiting periods on any ahm extras cover when you join as a new policy holder with ahm on a new ahm combined hospital and extras policy and pay one month's premium in advance. All other waiting periods apply including 12 months for pre-existing conditions and some dental services. Extras are subject to benefits and limits. ^ Offer valid until 30/06/2010 for new policy holders taking out a new ahm private health insurance policy who pay the first month's premium in advance. Offers cannot be applied retrospectively, taken in conjunction with any other offer or redeemed for cash & are not available with ahm Ambulance Cover or Overseas Student Health Cover policies.

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