Top Hospital & Lifestyle Extras

Top Hospital

This is our most comprehensive cover, providing for services such as pregnancy, heart procedures and hip and knee joint replacements, in addition to hospital accommodation and ambulance fees. To keep the premium lower, Top Hospital is also available with two levels of co-payment – Level 5 and Level 8. How the co-payment works.

More information on Top Hospital.

Lifestyle Extras

Our Lifestyle Extras cover has been designed to complement your lifestyle. It provides benefits for dental, optical, therapies and a broad range of complementary and alternative therapies such as traditional Chinese medicine. Plus health improvement benefits like quit smoking and stress management courses, pharmacy benefits and laser eye surgery for refractive sight correction.

To view current health insurance benefits, see the Lifestyle Extras table.

Important information: From 1 July 2012, we’re increasing the benefits we pay on a range of our most popular Extras services including routine dental, physiotherapy, chiro and osteopathy. Find out more »

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.