Essential Hospital Level 5 & Lifestyle Extras

Essential Hospital Level 5

Essential Hospital Level 5 includes hospital accommodation and ambulance costs. It’s suitable for singles, couples and families who don’t need cover for pregnancy or hip and knee joint replacements.

To keep the health insurance premium lower, Essential Hospital Level 5 comes with a co-payment. How the co-payment works »

If you need to go to hospital, please call ahm to confirm your eligibility for benefits. We may also be able to provide you with additional help through our Hospital Substitute Services.

More information on Essential Hospital Level 5 »

Lifestyle Extras

Our Lifestyle Extras cover has been designed to complement your lifestyle. It provides benefits for dental, optical, therapies and a broad range of complementary and alternative therapies such as traditional Chinese medicine. Plus health improvement benefits like quit smoking and stress management courses, pharmacy benefits and laser eye surgery for refractive sight correction.

To view current health insurance benefits, see the Lifestyle Extras table.

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.