Basic Hospital & Lifestyle Extras

Basic Hospital

Basic Hospital is designed for younger people less likely to need full cover for certain procedures and treatments. It pays a minimal (default) private hospital benefit for some services like pregnancy, heart, dialysis and hip and knee joint replacements.

It includes access to several disease prevention and chronic disease management programs to help you achieve and maintain good health, including our unique Hospital Substitute Programs.

Basic Hospital includes a fixed co-payment that you and each person on your policy pay if admitted to a hospital or day surgery. How the co-payment works.

More information on Basic Hospital.

Lifestyle Extras

Our Lifestyle Extras cover has been designed to complement your lifestyle. It provides benefits for dental, optical, therapies and a broad range of complementary and alternative therapies such as traditional Chinese medicine. Plus health improvement benefits like quit smoking and stress management courses, pharmacy benefits and laser eye surgery for refractive sight correction.

To view current health insurance benefits, see the Lifestyle Extras table.

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.