Family Hospital & Family Hospital Level 5

Family Hospital* and Family Hospital Level 5 are designed to meet the needs of singles, families or if you’re planning to have children. They cover a range of services including pregnancy, IVF and sterility reversal.

To keep the premium lower, Family Hospital Level 5 comes with a co-payment. Find out more about how the co-payment works »

* Please note: From 1st August 2009, Family Hospital will be closed.

What am I covered for?

Family Hospital includes the following:

  • Medical gap (refer to the policy document for more information)
  • Accommodation** – private or shared room
  • Operating theatre**
  • Intensive care**
  • Obstetrics services
  • Labour ward
  • Fertility treatments – eg. IVF and GIFT programs (inpatient services only)
  • Midwife assisted home births
  • Male and female sterility reversals
  • Psychiatric services#
  • Rehabilitation#
  • Palliative care
  • Cardio–thoracic procedures, including open heart and bypass surgery and invasive cardiac procedures such as angiograms
  • Surgically implanted prostheses – we’ll cover the cost of any No Gap prostheses, and the minimum benefit for Gap Permitted prostheses
  • Ambulance transport
  • Travel and accommodation related to a hospitalisation (refer to the policy document for more information)
  • Disease prevention, health management, chronic disease management and hospital substitute programs

For a full run down, download a policy document, effective 1 April 2009.

** Except for restricted services (below)
#30 day limit per membership year applies. Once you’ve reached your limit, we’ll pay the default benefit only.

Restricted Services

We pay the default benefit only for restricted services and services not covered by Medicare. Restricted services include:

  • Hip and knee joint replacements
  • Dialysis
  • Major eye surgery
  • Cosmetic surgery where not considered medically necessary
  • Services not covered by Medicare unless otherwise specified
  • Services where Medicare do not pay a benefit (eg. where patient is not Medicare eligible)

What does it cost?

It's easy to check the cost of your health insurance, just use our Quick Quote.

To compare quotes for all our hospital covers, check our Premiums at a Glance.

Join ahm

  • Interested in joining ahm? Find a cover to suit you using our Health Cover Selector.
  • If you would like our help in choosing the best health insurance cover for you, call ahm on 134 246 or we can call you.

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Please Note: For definitions on the terms used above, please see Important Information.
This is important information about your policy. Please read this in conjunction with your policy document which you can download and save for future reference.