Compare Extras Covers
Let’s have a look at exactly what’s covered with each of our standalone Extras cover options. This table looks at exactly what's covered on our standalone Extras covers and provides a list of popular services for comparison. If there’s a particular service not shown below download the full policy document or give us a call on 134 246.
Important information: From 1 July 2012, we’re increasing the benefits we pay on a range of our most popular Extras services including routine dental, physiotherapy, chiro and osteopathy. Find out more »
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Extras cover options Most common Extras services |
Basic Extras More » |
Lifestyle Extras More » |
Family Extras More » |
Super Extras More » |
| Loyalty limits | x |  |
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| Dental | ||||
| Routine | |
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| Major, complex and orthodontic2 | x | 1 |
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| Optical | ||||
| Frames, lenses and repair | |
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| Refractive sight correcting laser eye therapy2 | x | |
x | |
| Therapies | ||||
| Physiotherapy, chiropractic, osteopathy | |
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| Psychology, hypnotherapy | x | |
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| Speech therapy, occupational therapy, eye therapy | x | x | |
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| Podiatry & orthotics2 | x | x | |
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| Audiology | x | x | x | |
| Complementary & alternative therapies | ||||
| Naturopathy, homeopathy, acupuncture, herbalism & remedial massage | |
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| Health improvement | ||||
| Dietary, weight loss3 & nutrition | |
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| Quit smoking | |
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| Cancer Council UV products | |
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| Disease management association fees | |
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| Preventative tests & health checks | |
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| Stress management courses | |
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| Exercise classes4 | |
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| Swimming lessons & training 0-17yrs5 | x | x | |
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| ahm Health Risk Assessment2 | |
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| ahm Health Coaching Program2 | |
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| Other | ||||
| Pharmacy | |
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| Emergency ambulance2 | |
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| Hearing aids2 | x | x | |
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| Pre & post natal services, birthing courses2 | x | x | |
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| Medical gases & joint fluid replacement injections2 | x | x | |
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| Outpatient procedure room fees | x | x | x | |
| Post operative & medical aids | x | x | x | |
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x This service isn't included on this level of cover |
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1 Doesn’t include dentures.
2 Waiting periods apply.
3 ahm approved providers only with medical evidence of a BMI 26 or over for adult claims and an unhealthy BMI for children's claims.
4 Where part of an ahm or approved health management program and provided by an ahm recognised provider.
5 By an AUSTSWIM or Swim Australia accredited swim school with evidence of asthma, diabetes, an unhealthy BMI or a
doctor’s recommendation to undertake this activity due to their condition.
NOTE: The Cover options listed are only those available to buy directly from ahm.