Basic Hospital & Family Extras

Basic Hospital

Basic Hospital is designed for younger people less likely to need full cover for certain procedures and treatments. It pays a minimal (default) private hospital benefit for some services like pregnancy, heart, dialysis and hip and knee joint replacements.

It includes access to several disease prevention and chronic disease management programs to help you achieve and maintain good health, including our unique Hospital Substitute Services.

Basic Hospital includes a fixed co-payment that you and each person on your policy pay if admitted to a hospital or day surgery. How the co-payment works.

More information on Basic Hospital.

Family Extras

ahm’s Family Extras has been designed to cover services that family members need the most like orthodontics, routine, major and complex dental services, speech and eye therapy, glasses and orthotics. It includes swimming lessons for children, mouth guards and therapies useful for injuries plus health improvement benefits and more.

If you have a family, you’ll like the higher family limits and the wider range of services!

To view current health insurance benefits, see the Family Extras table.

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.