Compare Hospital Covers
Let's have a look at exactly what’s covered with each of our standalone private Hospital cover options. We try to cover you as much as possible with these health insurance options, so if there’s a particular service not shown below just give us a call on 134 246.
|
Hospital cover options Most common hospital services |
Basic Hospital More » |
Essential Hospital Level 5 More » |
Family Hospital Level 5 More » |
Top Hospital, Level 5, Level 8 More » |
| Ambulance transport where medically necessary |
 |
|
|
|
| Obstetrics and labour ward |  |
|
|
|
| Fertility treatments - IVF and GIFT (inpatient services only) |
|
|
|
|
| Male and female sterility reversals | |
|
|
|
| Heart procedures | |
|
|
|
| Hip & knee joint replacements |
|
|
|
|
| Major eye surgery |
|
|
|
|
| Gastric banding |
|
|
|
|
| Dialysis | |
|
|
|
| Psychiatric services |
|
|
1 |
|
| Rehabilitation | |
|
1 |
|
| Travel & accommodation for a hospitalisation |
|
|
|
|
| Disease management appliances | |
|
|
|
| Health management programs | 2 |
2 |
|
|
| Health checks | |
|
|
|
| Co-payments (per person per membership year) |
$500 |
$500 |
$500 |
Top: Nil; Level 5: $5003; Level 8: $8003 |
|
|
||||
1 30 day limit per person per membership year applies – after the limit is reached, we’ll pay the default (minimum) benefit only.
2 Except for Pregnancy Support Program.
3 Co-payment waived for child dependants, adult child dependants, student dependants and non-compensable accidents.
Note: The cover options listed above are only those available to buy directly from ahm.