Compare Hospital Covers

Let's have a look at exactly what’s covered with each of our stand alone private hospital cover options. We try to cover you for everything with these health insurance options, so if there’s a particular service not shown below just give us a call on 134 ahm (134 246).

What would you like cover for?	Basic Hospital	Essential Hospital Level 5	Family Hospital Level 5	Top Hospital
Private hospital accommodation *
Operating theatre fees*
Intensive care*
Ambulance
Pregnancy services including IVF
Sterility reversals – male and female
Travel & accommodation
Heart procedures
Hip & knee joint replacements
Major eye surgery
Gastric banding surgery
Dialysis
Psychiatric			+
Rehabilitation			+
Disease management appliances	---
Health management programs	#	#
Health checks

Items marked with a blue tick are fully covered for all agreed charges.

# Except for Pregnancy Support Program.

* Restricted services (items marked with an asterisk) only attract a restricted benefit and are not fully covered.

+ 30 day limit applies under Family Hospital - we’ll pay the default benefit only after the limit is reached

^ Co-payment waived for dependant children and non-compensable accidents.
Note:This comparison shows only those products available to purchase directly from ahm.

For more information about these health insurance covers, select from the options below:

• Basic Hospital
• Essential Hospital Level 5
• Family Hospital Level 5
• Top Hospital
• Compare prices of all covers

Back to top