Top Hospital & Family Extras

Top Hospital

This is our most comprehensive cover, providing for services such as pregnancy, heart procedures and hip and knee joint replacements, in addition to hospital accommodation and ambulance fees. To keep the premium lower, Top Hospital is also available with two levels of co-payment – Level 5 and Level 8. How the co-payment works.

And if you do need to go to hospital, we do more than just pay for your bills; we can provide you with additional help through our Hospital Substitute Services.

More information on Top Hospital.

Family Extras

ahm’s Family Extras has been designed to cover services that family members need the most like orthodontics, routine, major and complex dental services, speech and eye therapy, glasses and orthotics. It includes swimming lessons for children, mouth guards and therapies useful for injuries plus health improvement benefits and more.

If you have a family, you’ll like the higher family limits and the wider range of services! !

To view current health insurance benefits, see the Family Extras table.

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.