Essential Hospital* & Family Extras

Essential Hospital* and Essential Hospital Level 5

Essential Hospital* and Essential Hospital Level 5 include hospital accommodation and ambulance. It's suitable for singles, couples and families who don’t need cover for pregnancy or hip and knee joint replacements.

To keep the premium lower, Essential Hospital Level 5 comes with a co-payment. How the co-payment works »

And if you do need to go to hospital, we do more than just pay for your bills; we can provide you with additional help through our Hospital Substitute Services.

* Please note: From 1^st August 2009, Essential Hospital will be closed.

More information on Essential Hospital Level 5 »

Family Extras

ahm’s Family Extras has been designed to cover services that family members need the most like orthodontics, routine, major and complex dental services, speech and eye therapy, glasses and orthotics. It includes swimming lessons for children, mouth guards and therapies useful for injuries plus health improvement benefits and more.

If you have a family, you’ll like the higher family limits and wide range of services available under this extras cover!

View the benefits and limits available with Family Extras.

• Download the Essential Hospital Level 5 policy.
• Download the Family Extras policy.
• Get a Quick Quote »

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.