Luckily, most people don't go to hospital very often, but when you do, it can be very confusing. Remember, we're here to help not just with health insurance, but even before you get to hospital with advice, planning and treatment options. We also provide support programs to ensure you receive the best care and provide extra support to help you recover.

Hospital Substitute Services

Sometimes a hospital stay can be avoided or your time in hospital reduced if support services are in place in your home. ahm pays 100% of the cost for services delivered when part of an ahm program or when provided by an ahm recognised provider. These providers have a contract with ahm and will bill ahm directly for services.
Hospital Substitute Services »

What am I covered for?

Our covers are wide ranging and no exclusions. Put your mind at ease and find out exactly what you are covered for if you need to go to hospital.
ahm Hospital Covers »

What you need to know

Going to hospital can be daunting but we can help make your stay more comfortable. Find out how ahm can help policy holders who have to go to hospital and the answers to some of your hospital questions.
Guide to going to hospital »

Access Gap Cover

Learn how you can minimise your medical costs.
Access Gap Cover »

Search for a doctor

A search facility allows you to quickly find if your doctor has, or will, participate in Access Gap Cover.
Search for doctor »

Hospital Network

Browse through our list of Partner Hospitals that have specialised agreements with ahm.
Hospital listing »

Important Information

These explanations are designed to help you more easily understand the health, medical and insurance terminology associated with your hospital cover.
Rules explained »

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