Top Hospital

This is our most comprehensive cover, providing for services such as pregnancy, heart procedures and hip and knee replacements, in addition to hospital accommodation and ambulance fees.

To keep the premium lower, Top Hospital is also available with two levels of co-payment – Level 5 and Level 8. Find out more about how the co-payment works.

And you can also access hospital support and other programs to help you achieve and maintain good health.

What am I covered for?

Top Hospital includes the following:

  • Hospital accommodation — private or shared room
  • Operating Theatre
  • Obstetrics and fertility services
  • Sterility reversals - male and female
  • Hip and Knee Joint Replacements
  • Major Eye Surgery
  • Psychiatric Services
  • Rehabilitation
  • Coronary Care
  • Intensive Care
  • No Gap prostheses and the minimum benefit for Gap Permitted prostheses
  • Ambulance transport
  • Disease prevention, health management, chronic disease management and hospital substitute programs
  • Doctor health checks and Healthy Heart checks

For a full run down, download a policy document, effective 1 April 2010.

What does it cost?

It's easy to check the cost of your health insurance cover, just use our Quick Quote.

To compare quotes for all our hospital covers, check our Premiums at a Glance

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Please Note: For definitions on the terms used above, please see Important Information.
This is important information about your policy. Please read this in conjunction with your policy document which you can download and save for future reference.