Top Hospital

This is our most comprehensive cover, providing for services such as pregnancy, heart procedures and hip and knee replacements, in addition to hospital accommodation and ambulance fees.

To keep the premium lower, Top Hospital is also available with two levels of co-payment – Level 5 and Level 8. Find out more about how the co-payment works.

And you can also access hospital support and other programs to help you achieve and maintain good health.

What am I covered for?

Top Hospital includes the following:

• Hospital accommodation — private or shared room
• Operating Theatre
• Pregnancy Services (including IVF and GIFT)
• Sterility reversals - male and female
• Hip and Knee Joint Replacements
• Major Eye Surgery
• Psychiatric Services
• Rehabilitation
• Coronary Care
• Intensive Care
• No Gap prostheses and the minimum benefit for Gap Permitted prostheses*
• Ambulance transport
• Disease prevention, health management, chronic disease management and hospital substitute programs
• Doctor health checks and Healthy Heart checks

For a full run down, download a policy document, effective 1 May 2008.

*From 31 October 2005, Commonwealth legislation allows for a Gap payment for a small number of prostheses on the Government’s Prostheses List. The majority of those listed are No Gap prostheses that are fully covered by ahm. Find out more »

What does it cost?

It's easy to check the cost of your health insurance cover, just use our Quick Quote.

To compare quotes for all our hospital covers, check our Premiums at a Glance

Join ahm

• Interested in joining ahm? Find a cover to suit you using our Health Cover Selector.
• If you would like our help in choosing the best health insurance cover for you, call the fund on 134 246 or we can call you.

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Please Note: For definitions on the terms used above, please see Important Information.
This is important information about your policy. Please read this in conjunction with your policy document which you can download and save for future reference.