Essential Hospital and Basic Extras

Essential Hospital* and Essential Hospital Level 5

Essential Hospital* and Essential Hospital Level 5 include hospital accommodation and ambulance fees, and is suitable for singles, couples and families who don’t need cover for pregnancy, hip or knee replacements.

To keep the premium lower, Essential Hospital Level 5 comes with a co-payment.
How the co-payment works »

If you need to go to hospital, please call ahm to confirm your eligibility for benefits. We may also be able to provide you with additional help through our Hospital Substitute Services.

* Please note: From 1st August 2009, Essential Hospital will be closed.

More information on Essential Hospital Level 5 »

Basic Extras

Ideal for young singles and couples, Basic Extras provides cover for services including physiotherapy, routine dental, and optical, at an affordable price.

To view current health insurance benefits, see the Basic Extras table.

This is important information about the above policies. Please read this in conjunction with the policy documents which you can download and save for future reference.